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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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The Murphy Group, REALTORŪ, real estate agent and broker for Carlsbad, Encinitas and San Marcos, California home listings, property and land for sale

The Murphy Group
San Diego Previews Real Estate

3205 La Costa Avenue
Carlsbad, CA 92009
877-818-8197
Fax: 760-635-0063
themurphygroup@BestImageAgent.com

Do you have a passion for what you do? We do. We wake up in the morning in Carlsbad knowing that We can make a difference in someones's life simply by caring. Let us make your life better by taking the stress out of buying or selling a home in Carlsbad. With Us, It's "all about you". Call Us TODAY!

ABR CDPE CIPS CRS ePro GRI REALTOR


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